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Accepting free equipment will require you to agree to a standard three-year contract, although the company only enforces its early termination fee if you drop them to switch to a competing provider. While you can get a free terminal as part of your account, we recommend buying it outright.
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The company offers extensive pricing disclosures on its website, allowing you to estimate in advance your average processing costs with reasonable accuracy. Merchants looking for an honest, affordable payment processor will be well-served by National Processing. Whether you are disabled or fear contracting COVID-19 by shopping in-person, EBT food delivery services will provide you what you need. Often, SNAP benefits cannot pay for restaurant food deliveries, which means DoorDash doesnt take EBT, and neither does GrubHub, Uber Eats cannot accept payment via an EBT card. Some providers will even offer you a free terminal to use for as long as you keep your account open. This option can save you a considerable amount of money in processing costs and account fees, as you wont have to pay interchange fees, PIN debit fees, or PCI compliance fees. Most merchant services providers that support EBT payments can set you up with a bare-bones merchant account designed to only accept EBT payments. If you dont already have a merchant account, or your provider doesnt support EBT payments, you might want to consider an EBT-only option. Its a win-win situation for both you as a merchant and your local community.
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Registering as a SNAP merchant does require some paperwork and the willingness to wait a few weeks for approval, but once youre registered, you should see increased sales from customers who otherwise might not have a viable payment option other than cash. Processing costs are minimal, and most businesses can use the equipment they already have to accept EBT payments. If youre in a business that can accept EBT payments under either the SNAP or TANF programs, theres really no reason not to sign up for an account. I-TEAM: EBT cards traced to ATM’s at liquor stores, strip clubs